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Belief 7
“With a Medicare Advantage plan, I can see any doctor in the country who takes Medicare.”
True or false?
Correct!
Not quite.
Original Medicare is accepted by any provider nationwide that takes Medicare. Medicare Advantage plans are run by private insurers and usually work like an HMO or PPO, with a network of doctors and hospitals in a defined area. Outside the network you may pay more or have no coverage, apart from emergencies and urgent care. Before choosing a plan, check every doctor and hospital you use.