This Privacy Policy explains how The Health Advocate (“we,” “our,” or “us”) collects, uses and protects information from people who visit fantasyfrontierfun.com (“you”). We aim to collect as little as we need to run the site and to be clear about what happens to it.
1. Information We Collect
We collect information in two ways when you visit our website:
- Log and device data: like most websites, our servers automatically record standard technical details when you load a page. This may include your Internet Protocol (IP) address, browser type and version, operating system, the page that referred you, the pages you view, and the date and time of your visit.
- Messages you send us: if you use our contact form, we receive your name, your email address and whatever you write in your message. Please do not send medical records, insurance member IDs, Social Security numbers or financial account details. We do not ask for them and do not need them.
2. Cookies and Similar Technologies
Our website uses cookies and similar identifiers to keep the site working, to measure how it is used and to show advertising.
You can block or delete cookies in your browser settings. If you do, some parts of this and other websites may not work as expected.
3. Analytics
We use Google Analytics to understand how readers find and use the site, for example which articles are read most. Google Analytics sets cookies and collects usage data such as pages viewed, approximate location and device type. You can learn how Google uses this data at How Google uses information from sites that use its services, and you can opt out with the Google Analytics opt-out browser add-on.
4. Advertising and Google AdSense
We use third-party advertising companies, including Google AdSense, to show ads on this website.
- Advertising cookies: third-party vendors, including Google, use cookies to serve ads based on your earlier visits to this website and to other websites. Google’s advertising cookies let Google and its partners show you ads based on those visits.
- Opting out: you can turn off personalized advertising from Google in Google Ads Settings. You can opt out of personalized advertising from many other vendors at aboutads.info.
- What we control: ad networks deliver their ads directly to your browser and receive your IP address when they do. We do not have access to or control over the cookies these advertisers set.
4a. Affiliate Links and Amazon Associates
Some pages, especially our buying guides, contain affiliate links. As an Amazon Associate, The Health Advocate earns from qualifying purchases. If you click an affiliate link and buy something, we may earn a small commission at no extra cost to you.
- Cookies: when you click an affiliate link, the retailer (for example Amazon) may set a cookie in your browser so it can tell that the visit came from our site. That cookie is set and controlled by the retailer, not by us.
- What we receive: we only see summary reports, such as the number of clicks and qualifying purchases. We do not receive your name, address, payment details or what else you buy.
- Retailer privacy: purchases are handled entirely by the retailer under its own privacy policy, such as the Amazon Privacy Notice.
- Independence: retailers and advertisers do not write, review or approve our articles.
5. How We Use Information
We use the information described above to:
- Understand readership trends, fix technical problems and keep the site running.
- Detect and prevent abuse, spam and fraudulent activity.
- Show advertising, which may be contextual or personalized depending on your settings and location.
- Reply to questions, feedback and correction requests you send us.
We do not sell the names, email addresses or messages you send us.
6. California Privacy Rights (CCPA / CPRA)
If you are a California resident, the California Consumer Privacy Act and the California Privacy Rights Act give you rights over your personal information:
- Right to know: you can ask what categories and specific pieces of personal information we have collected about you.
- Right to delete: you can ask us to delete personal information we have collected, subject to legal exceptions.
- Non-discrimination: we will not treat you differently for exercising these rights.
- Sale or sharing: we do not sell the personal information you send us, and we do not hold medical records. Advertising partners may collect pseudonymous browsing data as described in section 4, and you can limit this using the opt-out tools listed there.
7. European Economic Area and UK Rights (GDPR)
If you live in the European Economic Area or the United Kingdom, you have rights under the General Data Protection Regulation, including the right to access, correct, restrict or erase personal information we hold about you. Where we rely on your consent, you can withdraw it at any time.
8. Children’s Privacy (COPPA)
This website is written for adults dealing with health insurance and medical bills. We do not knowingly collect personal information from children under 13. If we learn that a child under 13 has sent us personal information, we will delete it.
9. Links to Other Websites
Our guides often link to official sources such as CMS.gov, HealthCare.gov and consumerfinance.gov, and to independent resources such as FAIR Health. Once you follow a link to another website, that site’s own privacy policy and terms apply. We encourage you to read them.
10. Changes to This Policy
We may update this Privacy Policy to reflect changes in the law, in the tools we use or in how the site works. When we do, we will change the “Last updated” date at the top of this page. Continuing to use the site after an update means you accept the revised policy.
11. Contact Us
If you have a question about this Privacy Policy, or want to make a request about your personal information, please write to us through our contact page.