Dana is 38, a graphic designer, healthy and careful with money. Her year is about to test all of that. At each of twelve turning points, choose what she should do, then tap Next to see what happens. Keep count of your correct answers.
Chapter 1 · January
Dana is laid off. HR says her health plan “runs through the end of the month” and a COBRA packet will come by mail.
What should she do first?
Correct!
Not quite.
Losing job-based coverage gives Dana 60 days to choose a Marketplace plan, and at least 60 days to elect COBRA. Both doors are open, so there is no reason to rush through the first one. Electing COBRA straight away can lock her in, because dropping it later does not reopen Marketplace enrollment. Going uninsured risks everything she has saved.
More: You Lost Your Job. The Next 60 Days Decide Your Health Coverage