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Belief 2
“Original Medicare has a yearly cap on what I can be charged.”
True or false?
Correct!
Not quite.
This surprises almost everyone coming from an employer plan. In Original Medicare, the 20 percent coinsurance on Part B services never stops, however large the bills become. That gap is the reason people buy a Medicare Supplement policy, or choose a Medicare Advantage plan, which is required to have a yearly limit for in-network care.