Quiz: Open Enrollment, True or False? 12 Statements Before You Pick a Plan
“If I do nothing, my coverage ends.” “The cheapest premium is the cheapest plan.” Twelve statements people repeat every fall. Tap True or False, one per page.
Individual Health Insurance
Quiz: 15 Health Insurance Questions With Answers You May Not Expect
Who really pays your claims? What can raise your premium by half? Fifteen questions, one per page, each with an answer that changes how a health plan looks.
Turning 26? Your Parent’s Health Plan Has an End Date, and It May Not Be Your Birthday
Coverage on a parent’s plan can end on the 26th birthday, at the end of that month or on December 31, depending on the plan. Here is how to find the date, the 60-day window that follows, and six ways to stay insured.
You Lost Your Job. The Next 60 Days Decide Your Health Coverage for the Rest of the Year
COBRA, a Marketplace plan, a spouse’s plan or Medicaid: each has its own deadline after job-based coverage ends, and some choices cannot be undone until the next open enrollment. Here is how the 60-day window works.
Have a Bronze Plan? You May Now Be Able to Open This Tax-Saving Health Account
Starting in 2026, Marketplace bronze and catastrophic plans can pair with a Health Savings Account. Here is how an HSA works and who can use one.
Open Enrollment Starts November 1. These 3 Dates Decide When Your 2027 Coverage Begins
On HealthCare.gov, Open Enrollment for 2027 runs November 1 to January 15, with December 15 as the deadline for January 1 coverage. Here is what each date means.
Why Does Health Insurance Get Expensive Right When You Need It?
A low premium keeps a plan active, but the deductible and coinsurance decide what you pay when you need care. Here is how to compare plans by what they cost to use.
You’re Comparing Health Plans. You May Be Looking at the Wrong Number
Marcus had his spreadsheet open, his monthly checking account balance pulled up in a side window, and his attention locked on a single, bold number at the top of the Marketplace enrollment screen. On the left was an attractive Bronze plan with an after-subsidy premium of $142 each month. On the right was an established … Read more
Insurance Approved Your Claim. So Why Are You Getting a Bill?
You checked your network. Your doctor verified your coverage. The insurance claim was processed and marked as approved. Then, two weeks later, an unexpected invoice arrives in your mailbox demanding payment. How can your health insurance say “yes” while your medical bill demands hundreds of dollars? It is one of the most frustrating experiences in … Read more
Read This Before You Buy a $35 ACA Plan
A very low monthly premium usually comes with a high deductible. Here is how to work out what an ACA plan will really cost you over a year before you enroll.