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Eyeglasses for an adultA 45-year-old with a Marketplace health plan needs a routine eye exam and new prescription glasses. He has no separate vision plan.
Does his health insurance pay for them?
Correct. Not quite. Routine vision care for adults is not among the benefits health plans are required to include. Exams for glasses, frames, lenses and contacts usually need a separate vision plan or come out of pocket. A health plan does cover the medical side of eye care: an eye injury, an infection, glaucoma, cataract surgery, or an exam ordered because of diabetes. A few plans add a routine exam as an extra, so check the summary.
More: 7 Unexpected Health Insurance Costs You Might Be Missing