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Statement 9
“Once I’ve picked a plan, I can still switch to a different one, as long as open enrollment hasn’t ended.”
True or false?
Correct!
Not quite.
A choice made in the first week is not final. Until open enrollment closes, you can log back in and choose a different plan, and the last selection is the one that counts. This is useful if you discover, after enrolling, that a doctor is not in the network or a drug is not on the list. Once the deadline passes, the choice is fixed for the year unless a qualifying life event occurs.