Open enrollment comes with a set of things “everybody knows.” Most of them are wrong. Here are twelve statements. Tap True or False, read why, and move on. It takes about three minutes. Keep count of your correct answers.
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Statement 1
“If I do nothing during open enrollment, my Marketplace coverage ends on December 31.”
True or false?
Correct!
Not quite.
Most Marketplace enrollees who take no action are automatically re-enrolled, either in the same plan or in a similar one if theirs is no longer sold. Coverage continues as long as the premium is paid. That sounds convenient, and the next statement shows why it can be costly.