Quiz: 15 Things People Get Wrong About Medicare in Their First Year
“Medicare is free.” “It covers my spouse.” “I can buy a supplement whenever I want.” Fifteen common beliefs, one per page. Decide which are true before you tap.
Quiz: Covered or Not? 15 Things People Assume Health Insurance Pays For
A breast pump, a nursing home, a clinical trial, a pair of glasses. Fifteen items, one per page. Guess whether health insurance usually pays, usually does not, or whether it depends on the plan.
Quiz: Pay It or Question It? 15 Medical Bills, One Decision Each
Fifteen bills and statements, one per page. For each, decide: pay it, question it first, or wait because it is not something to pay yet. Some of the right answers are “pay it.”
Quiz: Real or Scam? 15 Calls, Texts and Letters About Your Health Coverage
A call from “Medicare,” a text from the pharmacy, a letter marked “this is not a bill.” Fifteen messages, one per page. Decide whether each is legitimate, a scam, or impossible to tell without checking.
Quiz: 15 Health Insurance Questions With Answers You May Not Expect
Who really pays your claims? What can raise your premium by half? Fifteen questions, one per page, each with an answer that changes how a health plan looks.
Quiz: Can You Read a Medical Bill? 8 Questions That Trip Up Careful Patients
Eight real billing situations, from an EOB that looks like a bill to a collector’s phone call. Tap an answer to see the explanation and keep score.
Turning 65 and Still Working? One Medicare Decision Can Raise Your Premium for Life
Some people can safely delay Medicare Part B at 65 and some cannot. The answer depends on the size of the employer and the kind of coverage, and a wrong guess can mean a permanent late penalty. Here is how to tell which group you are in.
Traveling for the Holidays? Find Out What Your Health Plan Covers Away From Home
Emergency care is protected nationwide under most plans. Urgent care, follow-up visits and prescriptions in another state are a different story. A ten-minute check before a trip shows where your coverage stops.
Your Plan Wants You to Try a Cheaper Drug First. Here Is How to Ask for an Exception
Step therapy means a health plan will not pay for the prescribed drug until a lower-cost one has been tried. There is a formal way to ask the plan to skip the step, and five reasons that carry weight.
Turning 26? Your Parent’s Health Plan Has an End Date, and It May Not Be Your Birthday
Coverage on a parent’s plan can end on the 26th birthday, at the end of that month or on December 31, depending on the plan. Here is how to find the date, the 60-day window that follows, and six ways to stay insured.