Answer 1: B
People enrolled in a Medicare Advantage plan on January 1 can make one change between January 1 and March 31. They can move to a different Medicare Advantage plan, or return to Original Medicare and add a stand-alone Part D drug plan. The new coverage usually starts the first day of the month after the new plan gets the request.
Medicare cannot add a doctor to a plan’s network; networks are set by each plan. If you miss March 31, you would generally need a special enrollment period, such as moving or losing other coverage. Full details: the January to March Medicare Advantage window, explained.
Question 2 of 6
The plan’s online directory lists your specialist as in network. Is that enough to be sure?
- A. Yes, plans must keep directories accurate, so you are covered
- B. No, you should also confirm with the specialist’s office
- C. Only if the specialist is a hospital doctor
- D. Directories only matter for Original Medicare