Answer 6: B
Medicaid has no open enrollment period. You can apply any time, and eligibility is usually based on your current monthly income rather than last year’s. In states that expanded Medicaid, many adults qualify with income up to about 138% of the federal poverty level. Rules for adults without children are stricter in states that did not expand.
You can apply through your state Medicaid agency or through HealthCare.gov, which will send your information to the state if you look eligible. In some cases Medicaid can also cover recent medical bills from before you applied.
Read more: The Medicaid-to-Marketplace bridge.
Question 7 of 8: Your spouse’s plan
Your spouse has health insurance through work. Can you join it mid-year after losing your own coverage?
- A. No, only at your spouse’s annual enrollment
- B. Yes, but the request usually must be made within about 30 days of losing your coverage
- C. Yes, any time during the year
- D. Only if you were married less than a year ago