Quiz: 6 Medicare Advantage Rules That Surprise People in Their First Year

Medicare Advantage plans can work well, but their rules are different from Original Medicare in ways many people only discover after a surprise bill or a denied referral. This quiz covers six of the most common surprises.

How it works: read each question and pick an answer in your head or on paper. On the next page you will see the correct answer and a short explanation. Keep count of how many you get right.


Question 1 of 6

You joined a Medicare Advantage plan for January. In February you realize your main doctor is not in its network. What can you do?

  • A. Nothing until the fall open enrollment on October 15
  • B. Make one change between January 1 and March 31
  • C. Switch plans any month you like
  • D. Ask Medicare to add your doctor to the network

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