Every autumn, millions of Americans head online during Open Enrollment to secure health insurance coverage under the Affordable Care Act (ACA). Navigating health plans, tax subsidies, and deductibles can be overwhelming—and cybercriminals know it. Capitalizing on this confusion, scammers construct sophisticated look-alike websites designed to mimic official health exchanges like Healthcare.gov. These imposter portals look … Read more

You open your mailbox on a Tuesday afternoon and find a small, padded envelope you didn’t order. Inside is a plastic tube, a cotton swab, and a glossy, professional-looking brochure. The headline reads: “Free Cancer Screening: Find Out if You Are Genetically Predisposed to Cancer. 100% Covered by Medicare.” All you have to do is … Read more

You are sitting at the kitchen table when your smartphone buzzes. You glance down and see a text message: “CVS Notice: Your prescription order #8849 is on hold due to a billing error. Please update your payment method immediately to avoid cancellation: [Link].” If you are waiting on a critical refill for heart medication or … Read more

It’s a Tuesday morning in late October. The Medicare Annual Election Period has just begun. Your phone rings, and the screen flashes “Spam Likely” or perhaps a local area code you don’t recognize. You answer it out of curiosity. A polite, highly professional voice on the other end says, “Hello, this is the Medicare Advisory … Read more

When most people think of identity theft, they picture a thief opening fraudulent credit cards in their name or draining a bank account. But there is another, far more insidious form of crime that receives much less attention: medical identity theft. It happens when someone steals your health insurance card, Member ID, or Social Security … Read more