# Quiz: You Just Lost Your Job. 8 Health Insurance Decisions That Can Cost (or Save) You Thousands

- Link: https://fantasyfrontierfun.com/quiz-lost-job-health-insurance-decisions/
- Published: 2026-11-13T18:51:15+00:00
- Author: The Health Advocate Editorial Team

Losing a job is stressful enough. What most people do not realize is that the day
work-based coverage ends, several deadlines start running at once. Miss one, and
you can end up uninsured for months or paying far more than you need to.

This quiz walks through eight decisions people face after a layoff, a resignation
or a cut in hours. Each answer explains the rule in plain English and what to do
next.

**How it works:** pick A, B, C or D, then turn the page to check your answer. Keep
score as you go.

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## Question 1 of 8: The COBRA letter

**Your coverage ended on the last day of the month, and a COBRA election notice 
arrives a few weeks later. How long do you generally have to decide whether to elect
COBRA?**

 * A. 7 days
 * B. 30 days from your last day of work
 * C. At least 60 days, counted from the later of the notice date or the date coverage
   ended
 * D. Until the end of the year

[See the answer →](https://fantasyfrontierfun.com/quiz-lost-job-health-insurance-decisions/2/)